At kelvarinope, we believe transparency matters. This page explains how we use cookies and similar tracking methods on kelvarinope.com to help you manage your finances better. You're in control of your data – and we want you to understand exactly what happens when you visit our site.
What Are Cookies and Why Do We Use Them?
Cookies are small text files stored on your device when you visit a website. Think of them as digital sticky notes that help websites remember who you are and what you've done.
We use them at kelvarinope because they make your experience smoother. Without cookies, you'd need to log in every single time you switch pages. Your budgeting preferences would vanish. Any financial tools you've customized would reset.
Here's what they actually do for you:
Remember your login details so you don't have to enter them repeatedly
Save your budgeting preferences and dashboard customizations
Keep track of which financial resources you've already viewed
Help us understand which features you find most useful
Show you relevant learning materials based on your interests
Types of Cookies We Use
Not all cookies are created equal. Some are absolutely necessary for the site to function. Others help us improve what we offer. Here's the breakdown:
Essential Cookies
These keep kelvarinope.com working properly. They handle your login sessions, security features, and basic site navigation. You can't turn these off because the site wouldn't function without them. They don't track your browsing elsewhere – they just make sure our budgeting tools work when you need them.
Functional Cookies
These remember your choices. Language preferences, dashboard layout, notification settings – all stored here. They make kelvarinope.com feel personalized to you. When you adjust your budget categories or favorite certain tools, functional cookies remember that.
Analytical Cookies
We use these to understand how people use our financial planning resources. Which budgeting templates get downloaded most? Where do visitors spend time? What causes confusion? This data helps us make better decisions about what to build next. These cookies collect anonymous information – we see patterns, not individual behavior.
Marketing Cookies
These track your visits across different sites to show you relevant content. If you've been reading about retirement planning on kelvarinope.com, you might see related educational resources elsewhere. We partner with trusted advertising networks, but you can opt out of these entirely using the button below.
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About Essential Cookies
Essential cookies cannot be disabled because they're required for kelvarinope.com to work properly. These include session management, security features, and basic site functionality. They don't track you across other websites and expire when you close your browser.
How Long Do Cookies Last?
Session cookies disappear when you close your browser. They're temporary – just long enough to keep you logged in during your visit.
Persistent cookies stick around longer. Some last a few weeks, others up to two years. The length depends on their purpose. Login cookies might last 30 days so you don't have to sign in constantly. Analytical cookies often expire after 12 months.
You can delete all cookies anytime through your browser settings. Just know that doing so will reset your preferences and log you out of kelvarinope.com.
Managing Your Cookie Preferences
Every modern browser lets you control cookies. The process varies slightly, but the concept stays the same. Here's how to manage them in popular browsers:
Google Chrome
Open Settings, then Privacy and Security. Click on Cookies and other site data. You can block all cookies, block third-party cookies only, or clear existing cookies. Chrome also lets you see which sites have stored cookies and delete them individually.
Mozilla Firefox
Go to Settings, then Privacy & Security. Under Enhanced Tracking Protection, you can choose Standard, Strict, or Custom. Strict blocks most trackers and cookies. Custom lets you decide exactly what to block.
Safari
Open Preferences, then Privacy. You'll see options to block all cookies or just cross-site tracking. Safari blocks most third-party cookies by default. You can also manage website data to see and remove specific cookies.
Microsoft Edge
Click Settings, then Cookies and site permissions. Choose whether to allow all cookies, block third-party cookies, or block all cookies. Edge also offers tracking prevention with three levels: Basic, Balanced, and Strict.
Keep in mind that blocking all cookies will break most websites. You won't stay logged in, and personalized features won't work. A balanced approach – blocking third-party cookies while allowing first-party ones – usually offers the best mix of privacy and functionality.
Third-Party Cookies and Partners
We work with a few trusted partners who help us run kelvarinope.com effectively. These include analytics providers, payment processors, and educational content partners. Some of them use cookies to deliver their services.
For example, our payment processor uses cookies to prevent fraud and process transactions securely. Our analytics provider uses cookies to generate reports about site usage. We don't control these third-party cookies directly, but we carefully select partners who respect your privacy.
You can refuse third-party cookies using the rejection button above or through your browser settings.
Changes to This Policy
Technology changes. Privacy laws evolve. We update this policy occasionally to reflect those shifts.
When we make significant changes, we'll post a notice on kelvarinope.com. The "Last Updated" date at the top of this page will always show you when we last revised the policy.
We recommend checking back every few months, especially if you're concerned about privacy. We'll never make changes that reduce your control over cookies without giving you clear notice first.
We store small data files on your device to remember your preferences and analyze how people use our website. You can choose whether to allow this or not. Read our full cookie policy for details about what we collect.
